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    IRS Rebuild · St. Louis, MO

    Rebuild Services in St. Louis, Missouri

    When disaster damages your St. Louis home, you need one company that handles everything, from emergency mitigation through complete reconstruction. IRS Rebuild is that company. One team, one timeline, one point of contact from day one to move-in day.

    5.0 - 303+ Google Reviews Companywide
    Licensed GC
    One-Company Solution
    All Insurance Accepted
    Free Estimates

    Comprehensive

    What We Rebuild in St. Louis

    Structural Reconstruction

    Framing, load-bearing walls, roof trusses, and foundation repair after fire, water, or storm damage.

    Water Damage Rebuild

    Subfloor replacement, drywall, insulation, and complete interior restoration after water events.

    Fire Damage Rebuild

    Full structural and interior rebuild from framing through final finishes after fire damage.

    Roofing Replacement

    Complete roof tear-off and replacement as part of comprehensive post-disaster reconstruction.

    Interior Finishes

    Cabinetry, countertops, flooring, tile, trim, paint, every detail to make it feel like home.

    Mechanical Systems

    Electrical, plumbing, and HVAC systems repaired or replaced within the rebuild timeline.

    Framing & Structure
    Roofing & Sheathing
    Drywall & Plaster
    Hardwood & Tile Flooring
    Custom Cabinetry
    Electrical Systems
    Plumbing Systems
    HVAC & Ductwork
    Insulation & Vapor Barriers
    Windows & Doors
    Exterior Siding & Finishes
    Interior Trim & Millwork
    Painting & Staining
    Countertops & Backsplash

    Our Process

    From Mitigation to Move-In

    1

    Damage Assessment

    Our project manager inspects the property alongside the mitigation team, creating a comprehensive scope that covers both drying and reconstruction from day one.

    2

    Insurance Coordination

    We prepare detailed line-item estimates using Xactimate, the same software your insurance company uses. We negotiate directly with your adjuster to ensure fair coverage.

    3

    Design & Material Selection

    Choose your finishes, flooring, cabinets, countertops, paint colors, fixtures. We help you select materials that match your style and budget.

    4

    Permits & Scheduling

    We pull all required building permits and create a detailed construction schedule. You know exactly what happens when.

    5

    Construction

    Our licensed crews handle all trades in-house, framing, electrical, plumbing, HVAC, drywall, flooring, paint, and trim. No subcontractor runaround.

    6

    Final Walkthrough

    A comprehensive inspection ensures every detail meets our standards and yours. We handle final cleaning, warranty registration, and permit closeout.

    Insurance

    Insurance Coordination Built In

    Insurance-funded reconstruction requires a specific skillset that most general contractors don\'t have. We write estimates in Xactimate, speak the language of adjusters, and know how to document and supplement claims to ensure you receive fair compensation.

    Because we handle both mitigation and reconstruction, your insurance company deals with one company and one set of documentation from start to finish. This eliminates the gaps, overlaps, and finger-pointing that happen when two separate companies handle different phases.

    Xactimate estimates that match insurance requirements
    Direct communication with your claims adjuster
    Supplemental claims for hidden damage found during construction
    One unified claim for mitigation and reconstruction
    Most homeowners pay only their deductible

    Xactimate Estimates

    Industry Standard

    Adjuster Meetings

    On-Site Coordination

    Supplemental Claims

    Hidden Damage Covered

    Deductible Only

    No Out-of-Pocket

    Local Expertise

    Rebuilding in St. Louis

    Reconstruction Demand in St. Louis

    St. Louis’s housing stock is dominated by brick masonry construction, and brick behaves differently than wood-framed walls after fire, water, or storm damage. Reconstruction in neighborhoods like Soulard and Lafayette Square often involves tuckpointing and masonry repair alongside interior rebuild work most contractors never touch.

    The city sits near the confluence of the Mississippi and Missouri rivers, and homes and businesses close to the riverfront face periodic flood risk when heavy regional rainfall pushes river levels up. Reconstruction after these events frequently includes replacing lower-level masonry, flooring, and mechanical systems.

    Severe spring and summer storms bring tornado risk to the St. Louis metro, and when a tornado track crosses a dense brick neighborhood, the resulting rebuild work includes roof framing, masonry parapet repair, and window replacement across multiple adjoining properties at once.

    St. Louis Area Rebuild Projects

    In Soulard, fire and water damage rebuilds often require tuckpointing to restore brick joints that were compromised by heat or prolonged moisture exposure, work we coordinate alongside interior framing and drywall so the exterior and interior finish on the same schedule.

    Lafayette Square’s Victorian-era homes damaged by storms or fire require rebuild crews experienced with high ceilings, plaster walls, and ornate trim profiles that have to be replicated rather than replaced with modern stock materials.

    Tower Grove homes within local historic districts face exterior design review on rebuild projects that change window openings, rooflines, or front facades, so we submit those plans for approval in parallel with the insurance scope to avoid delays.

    Commercial buildings in the Central West End and downtown corridor that suffer fire or storm damage often need masonry facade repair combined with interior buildbacks, and we sequence that work to keep ground-floor tenants operating wherever possible.

    Coverage

    Rebuild Services Near St. Louis

    Cities We Serve

    ChesterfieldBallwinWildwoodFentonWebster GrovesKirkwoodCreve CoeurMaryland HeightsFlorissantSt. CharlesO'FallonWentzville

    St. Louis Neighborhoods

    Central West EndSoulardTower GroveThe HillLafayette SquareBenton ParkShawDogtown

    FAQ

    Rebuild Questions

    Yes. IRS Rebuild is the construction arm of Independent Restoration Services. When we respond to your emergency, our mitigation and construction teams coordinate from day one. This means one company, one point of contact, one insurance claim process, from the initial emergency through handing you back the keys.

    We create detailed estimates using Xactimate, the same software your insurance company uses. We submit directly to your adjuster, negotiate for fair coverage, and supplement the claim if additional damage is discovered during construction. Most homeowners pay only their deductible.

    Timeline depends on scope. Minor rebuilds (one room, drywall and flooring) take 2-4 weeks. Major structural reconstruction (multiple rooms, framing, mechanical systems) can take 2-4 months. We provide a detailed timeline before starting and keep you updated weekly.

    Absolutely. While insurance pays to restore your home to pre-loss condition, many homeowners take the opportunity to upgrade. Want better cabinets, different flooring, or an updated layout? We help you understand the cost difference between insurance-covered work and upgrades.

    Our core crews, framing, drywall, flooring, paint, and trim, are full-time IRS employees. For licensed specialty work like electrical, plumbing, and HVAC, we use the same trusted local subcontractors we've worked with for years, and our project manager oversees all work.

    Yes. We pull all required building permits and schedule all inspections. Working with permits ensures your reconstruction meets current building codes and protects your home's value and insurability. We handle the entire permitting process so you don't have to.

    Testimonials

    St. Louis Rebuild Reviews

    "After a fire destroyed our kitchen, IRS handled both the mitigation and complete rebuild. Same company, same project manager. The new kitchen is actually better than the original. Insurance covered everything."

    Robert P.

    February 2025

    "Water damage from a burst pipe required tearing out half our first floor. IRS rebuilt everything, new flooring, drywall, paint, trim. You'd never know there was damage. Seamless process."

    Sarah L.

    December 2024

    "The tornado took our roof and damaged two bedrooms. IRS went from emergency tarp to finished rebuild in 8 weeks. They handled insurance, permits, everything. Couldn't have done it without them."

    Marcus T.

    March 2025

    Need Rebuild Help in St. Louis?

    Get a free rebuild estimate. We handle everything from emergency mitigation through complete reconstruction, one company, one call.