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    Financing

    Flexible Financing Options

    Get the help you need today and pay over time with fast, affordable financing through our partner, Acorn Finance.

    Explore Financing Options

    Restore Now, Pay Later — Because Emergencies Can't Wait

    Unexpected damage shouldn't put your finances under pressure. Whether you're recovering from water, fire, or mold damage, Independent Restoration Services makes it easier to start repairs immediately through trusted financing solutions.

    Our partnership with Acorn Finance allows homeowners to pre-qualify in minutes, compare loan offers from multiple lenders, and choose a plan that fits their budget — all without impacting your credit score.

    Acorn Finance - Compare monthly payment options from multiple lenders. Check offers now. No impact on your credit score.

    How It Works

    Simple, Transparent, and Secure

    Step 1

    Apply Online

    Complete a short, secure form on Acorn Finance to see available loan offers.

    Step 2

    Compare Rates

    Review and compare competitive rates from multiple reputable lenders.

    Step 3

    Choose Your Plan

    Pick the payment plan that fits your budget — monthly payments you can manage.

    Step 4

    Restoration

    Get your restoration project started right away while paying over time.

    Powered By Acorn Finance

    Acorn Finance connects you to a nationwide network of reputable lenders offering competitive rates and flexible terms for home repair and restoration projects. Whether your project is large or small, you'll find transparent options designed to help you recover quickly and affordably.

    Start Your Application
    LightStream
    Upgrade
    Reprise Financial
    Universal Credit
    OneMain Financial
    SoFi
    Best Egg
    Prosper

    Ready to Restore Your Home?

    Check your financing options in minutes — no impact to your credit score.

    Explore Financing Options

    Financing offered through Acorn Finance. Subject to credit approval and lender terms.

    Common Questions About Restoration Financing

    No, pre-qualification through Acorn Finance uses a soft credit inquiry only.