Get the help you need today — and pay over time with fast, affordable financing through our partner, Acorn Finance.
Unexpected damage shouldn’t put your finances under pressure. Whether you’re recovering from water, fire, or mold damage, Independent Restoration Services makes it easier to start repairs immediately through trusted financing solutions.
Our partnership with Acorn Finance allows homeowners to pre-qualify in minutes, compare loan offers from multiple lenders, and choose a plan that fits their budget — all without impacting your credit score.
Simple, Transparent, and Secure
Apply Online – Complete a short, secure form on Acorn Finance to see available loan offers.
Compare Rates – Review personalized offers from top lenders in real time.
Choose Your Plan – Select the loan and terms that best match your project needs.
Restore with Confidence – Once approved, you’ll receive funds directly to get your property back to pre-loss condition.
Acorn Finance connects you to a nationwide network of reputable lenders offering competitive rates and flexible terms for home repair and restoration projects. Whether your project is large or small, you’ll find transparent options designed to help you recover quickly and affordably.
Check your financing options in minutes — no impact to your credit score.
Financing offered through Acorn Finance. Subject to credit approval and lender terms.
No, pre-qualification through Acorn Finance uses a soft credit inquiry only.
Many borrowers receive funds as soon as 1–3 business days after approval.
Any restoration project, including water damage, fire damage, mold remediation, or home reconstruction.
Acorn Finance partners with multiple lenders to serve a wide range of credit profiles.